College and Budget!

College is a frantic time. All those classes, clubs, events, weekends, friends, last minute projects and then there is maxing out credit cards or being totally broke only after half the month. That's why it's always smarter to organize the budget and work on saving up. Here are a few tips from me but to really know the tricks, it's better to learn it from the pros like Credit Card Insider who are absolute experts at handling credit cards and credits. When life throws college at you, you suddenly feel stripped off all the privileges and real life smacking right at your face, Credit Card Insider has many recommendations for student credit cards and will help you pick out the perfect card to go through this "traumatic" few months.

Save first, then spend.

This has been the most helpful tip I ever came across. Most people save what is left behind after they spend but the wiser way is to first have a realistic saving and then make a reasonable budget with what is left.

Make a monthly budget.

This is very obvious. I'm still working on the art of staying withing the limit but this is one of best ways to save. I heard somewhere that it is always better to plan in such a way that the budget is lower than expected so that, even if you exceed, you stay within a "happy" budget.

Gather more friends for a night out.

Now, since we're talking about college, this is by far my tried, tested and approved formula. It's always nice to have a large group to go out with since then, splitting the bill is easier on your pocket. One might think, the ratio is always same, but trust me! It's not. You might be surprised how much with the amount and variety you get when you start sharing. ;)

Understand the difference between "needs" and "wants".

College is a time when even the princesses have barely make it through sometimes(financially). To make it easier, learn to prioritize things. Learn to differentiate between needs and wants, You don't wanna spend money on a couple of lipstick that you just to add to your collection and miss out on that trip you are planning for this summer,

Walk a lot. 

I love walking, so, it's always easier for me. Walking will help you to relief stress and also will be a nice calming workout and hey! you're saving bucks to!

Volunteer for campus events/clubs for free food.

A straight away example for this one, I was working for a club this semester and guess what on the big 3 day event it organised, the members got catered free food for the whole three days and I ended up getting a promotion. 

Track, do the math and revise.

Budgeting doesn't come easy. It is an art. So, if you faulter the first time, learn where you went wrong, where you can cut off and where you need to spend more and soon  enough, you'll be a pro at it.